Lender Panels
We work with a wide range of UK banks, building societies and specialist lenders. When you are buying, remortgaging or refinancing a property with a mortgage or other secured lending, your lender will normally require a solicitor to act in connection with its security over the property.
ClearFocus Legal is on the solicitor panel for a wide range of mainstream banks, building societies and specialist lenders, allowing us to assist clients with both residential and commercial property transactions.
Panel solicitor for major UK lenders
We can generally deal with both your legal work and the lender's requirements as part of the same transaction, subject to the lender's instructions and any applicable professional requirements.
Our lender panel memberships include
Panel membership and eligibility can vary depending on the lender, lending product and nature of the transaction. Please contact us with the details of your proposed lender and we can confirm whether we are able to act.
What does being on a lender's solicitor panel mean?
Where a property is being purchased or refinanced with secured lending, the lender will normally require legal representation to ensure that it receives a valid security over the property and that its requirements are satisfied.
Many lenders operate an approved panel of solicitors who are permitted to act on their behalf. Where ClearFocus Legal is approved to act for your particular lender and transaction, we can generally deal with both your legal work and the lender's requirements as part of the transaction, subject to the lender's instructions and any applicable professional requirements.
Residential Mortgages
We regularly assist clients with residential property transactions involving mortgage finance, including:
- Buying your first home
- Moving home
- Remortgaging
- Buy-to-let purchases
- Buy-to-let remortgages
- Transfers of title involving mortgage finance
- Refinancing existing properties
Working with your mortgage broker
Our property team will work with you, your mortgage broker and your lender throughout the transaction to keep matters progressing towards completion.
If you already have a mortgage offer or know which lender you intend to use, simply let us know when you contact us.
Commercial Property Finance
We also act in commercial property transactions involving bank and specialist lender finance. This can include the acquisition and refinancing of:
- Commercial premises
- Retail units
- Offices
- Industrial and warehouse property
- Investment properties
- Mixed-use properties
- Healthcare and professional premises
- Other commercial real estate
Different requirements
Commercial lending requirements can differ significantly from residential mortgages. Depending on the transaction, a lender may require separate representation or have specific requirements regarding which solicitors can act for it.
Our commercial property team can discuss the proposed funding structure with you at an early stage and establish how the lender's legal requirements should be dealt with.
Your lender isn't listed? Don't worry.
If your bank, building society or specialist lender isn't shown above, please still get in touch with us. It doesn't necessarily mean that we cannot deal with your transaction. Depending on the lender and the circumstances, we may be able to arrange for the lender to be separately represented while we continue to act for you. We regularly work alongside other law firms and can help coordinate the legal process where separate representation is required.
We can also check the position with your proposed lender before you proceed. Speak to us before changing solicitor simply because your lender isn't listed. There may be a straightforward solution.
Speak to our property team
Whether you are purchasing your first home, refinancing an investment property or arranging finance for a commercial acquisition, our team can help you understand the legal process and the lender requirements involved.
Tell us:
- The property you are buying or refinancing
- Whether it is residential or commercial
- Your proposed lender
- Whether you already have a mortgage or loan offer
We can then confirm how we can assist and provide you with details of the next steps.
ClearFocus Legal
Clear advice. Responsive service. Property expertise.
Contact our team today to discuss your residential or commercial property transaction.
Contact our teamPlease note: lender panel membership and eligibility are subject to individual lender requirements and can change. Inclusion of a lender above should not be treated as confirmation that we can act for that lender in every transaction or for every lending product. We will confirm the position for your particular transaction.
Ready to get started?
Tell us a little about your matter and we'll provide a clear next step. No obligation.